Most homeowners have a long to-do list of home improvement projects – a new roof, carpeting, replacement windows or even major remodeling. The City may be able to help! 

Applications are now being accepted for the General Rehabilitation and Improvement Program (GRIP), an income eligible loan program administered by the City’s Housing Rehabilitation Program. 

Loans range from $10,000 to $40,000 with repayment set up on a 20-year term of 2.75 percent interest. Qualifying work includes plumbing, electrical, siding, roof, windows, heating, air conditioning, mobile home repair and accessibility improvements.

To receive funding, homeowners must meet the following requirements:

  • Homes must be located in Iowa City and be a primary residence 
  • Homeowners do not have the financial means to make one or more qualifying repairs
  • Household income meets guidelines for assistance 
  • There is enough equity in the home to secure a loan    

In addition to the loan, the program also provides participants with City staff assistance and support to help with remodeling ideas, selecting a contractor and overseeing the project progress.

Funding is limited and awarded on a first-come, first-served basis. More information and applications are available for download online at

For more information and to find out if you are eligible, contact Liz Osborne at 319-356-5246 or

A flyer promoting the General Rehabilitation and Improvement Program (GRIP), an income eligible loan program administered by the City’s Housing Rehabilitation Program.

Date of publication

Monday, March 12, 2018